Of Risks and Ratios

securitization of mortality risks in life annuities

insurers have in the past few decades faced longevity risks - the risk that annuitants survive more than expected - and therefore need a new approach to manage this new risk. in this dissertation we survey methods that hedge longevity risks. these methods use securitization to manage risk, so using modern financial and insurance pricing models, especially wang transform and actuarial concepts, ...

Relative risks and odds ratios: what's the difference?

Relative Risks, Odds Ratios and Cluster Randomised Trials

It is well known in cluster randomised trials with a binary outcome and a logistic link that the population average model and cluster specific model estimate different population parameters for the odds ratio. However, it is less well appreciated that for a log link, the population parameters are the same and a log link leads to a relative risk. This suggests that for a prospective cluster rand...

postnatal studies of bats (pipistrellus kuhlii and miniopterus schreibersii) & histomorphology and histochemistry studies of organs and diseases of (neurergus microspilotus and n. kaiseri)

1. to determine whether difference in birth body mass influenced growth performance in pipistrellus kuhlii we studied a total of 12 captive-born neonates. bats were assigned to two body mass groups: light birth body mass (lbw: 0.89 ± 0.05, n=8) and heavy birth body mass (hbw: 1.35 ± 0.08, n=4). heavier body mass at birth was associated with rapid postnatal growth (body mass and forearm length) ...

Practice of Epidemiology Estimating Model-Adjusted Risks, Risk Differences, and Risk Ratios From Complex Survey Data

There is increasing interest in estimating and drawing inferences about risk or prevalence ratios and differences instead of odds ratios in the regression setting. Recent publications have shown how the GENMOD procedure in SAS (SAS Institute Inc., Cary, North Carolina) can be used to estimate these parameters in non-population-based studies. In this paper, the authors show how model-adjusted ri...